This morning my wife got a frantic call from a friend asking if we knew anyone in the medical field who would be willing a write a referral. Asking for more details, my wife listened as our friend told her that her daughter's asthma had been terrible lately and nothing the doctors were doing would help. She was up every night giving her breathing treatments and knew her daughter needed to see a specialist. In contacting her primary physician, she was told her child needed to come in again in order to receive the referral.
Exasperated the mother told the receptionist that there was no need, the doctor was well acquainted with her daughter's health issues and had recently seen her for the same thing. "It's all about money," she cried. "You want me to come in so I can pay, you don't need me to." The receptionist humbly replied that yes, it was all about money, but unfortunately there was nothing she could do about it and was sorry.
So what advice did my wife offer - something unconventional - acupuncture. She got her in touch with a personal friend who is able to treat asthma. Unconventional, yes, bureaucratic, no. Helpful, yes, the most obvious choice, no.
Tradelines are not conventional, nor are they always the most obvious choice, but do they help - absolutely. Unless you were born yesterday, you have learned the shameful fact that everything is about money. You got the loan you did because of money. Your lender made quite a bit off of yours. Perhaps you saved a bundle getting your option ARM, but your resources have run out due to adjusted payments, loss of a job or other personal circumstances. There is no money. Often the answer to our problems are most unconventional.
Ted Stearns, owner of TradeLine Solutions, a San Diego based credit aide company, is not a newcomer to the world of finance. His experience began as an options and futures broker with Currency Trading International about 12 years ago. Since then he has been a financial advisor who hosted a live radio show on AM 1000 KCEO for four years, educating callers and listeners on stocks, bonds and various investments. Over the last five years he has delved into the nationwide mortgage business informing both clients and lenders alike in the arena of purchasing and refinancing.