Personal Financial Stress, a Hazard that Needs to Be Eliminated

It’s mid January, all the ezines are discussing goals and New Year resolutions and offering help to those interested enough to get their coming year on track and change the patterns of the past twelve months.

In most Southern Hemisphere countries the annual summer holidays are drawing to a close while the Northern Hemisphere is gearing up for the winter. However there are issues that the two opposite parts of the world have in common at this time of the year, a problem that causes tremendous strains on many families, a problem associated with psychological stress and a direct result from the finances or money spent during the December Christmas period.

The December Credit Card bills will start arriving, those who have taken out loans to purchase Christmas goodies will now be starting their repayment schedule and many will be in a deep state of psychological shock and wondering how, why and where the money went. The realization that these loans will not be paid off before next Christmas is just starting to be realized.

Christmas is not meant to be this traumatic on families, there are many ways to celebrate without causing these financial burdens as there are many ways to give and express love to friends and family all of which must be included in the goal setting exercises for the current year.

Financial stress does not just cause the arguments that occur within the family setting including abusive behavior to spouse and children, alcoholism and drug abuse. This form of stress also causes serious health problems and can be attributed to death due to Heart Attach and for those who can no longer cope, suicide. I thought Christmas was about love and joy? Having worked in Emergency, Theatre, Mental Health Units and Children’s Departments I have unfortunately witnessed the whole range of these health issues, all of which can be eliminated through a total change in personal wealth attitude.

For a period of time doctors believed that gastric ulcers were caused by bacteria, but again there is a strong emphasis being placed on ulcers and stress especially stress associated with money concerns.

It is time to change if not just to improve finances but health issues as well.

Financial stress management is a family concern, be honest with each other and learn to openly discuss concerns that are affecting the household, yes communication is a major step in achieving financial harmony. There are perhaps many avenues that you can introduce to reduce household spending and by creating a family budget allows you to all work together, learn to be strong and help each other, share your feelings and reduce your stress.

Aerobic exercise is an excellent way to let your physical body alleviate some of the health issues associated with stress, but not always able to be done on a routine basis. I have always recommended to my students and other associates that all forms of meditation will aid the nervous system to deal very effectively with stress.