Do I Have What it Takes to Achieve Financial Freedom?

There is a formula for achieving financial freedom. Yet, we seem to believe that achieving financial freedom is somehow reserved for an elite group that does not include us. Resistance chatter including "There has never been any money in my family" and "Things like that don't work for me" interfere with our seeing that achieving financial freedom is possible for everyone!

For those whose commitment to achieving financial freedom is anchored in passion, actually achieving financial freedom is a accomplished with ease.

Ask yourself "Do I Have What It Takes?" As you answer, consider:

1. Achieving financial freedom will enable me to:____(fill in)

When you are passionate about why you are accomplishing something, you effortlessly get the job done. The droning sameness of everyday routine has a tendency to choke off the passion. If you are foggy about your areas of passion, I encourage you to play the "What would I do if I knew I could not fail?" game. Have fun with it! Quiet the voices that say, "Impossible" before your imagination unfolds. Remove the barriers. Where does your heart take you? I guarantee you, when you remove the limiting thoughts, something makes your eyes dance!

2. I am prepared to work hard to make that happen.

Roll up your shirtsleeves and get to work and don't whine. Put the caliber of effort into your business that will make you sleep well, appreciate your down time, and take pride in what you have done.

3. I am open to possibilities unforeseen. I am willing to learn

Know that your whole world may take a turn! These are dynamic times - particularly the world of internet marketing. Soak up the new stuff! (You may have to settle for Billions instead of Millions!)

4. I am able to follow the example of my mentors- I am coachable.

Find an example to follow. Study their steps. Learn from them. Watch them closely. Mastermind with them. Coach with them. Share ideas with them. Mentors will assist you tremendously in achieving financial freedom. It is their purpose to assist others.

5. I have courage and stamina and patience. I trust the process.

Achieving financial freedom is enabling in a variety of ways, and certainly allows you freedoms in many areas of your life that scarcity prohibits. The important thing to remember is that achieving financial freedom is a process. It happens over time. During that time, you absolutely have the choice to participate in the joy of the journey! Your patience is stretched and strengthened, and your courage is called upon many times. For those who choose to be aware, it is an exciting time of growth and accomplishment. I encourage you to focus consistently upon the abundance that is yours without limiting that focus to your income. Appreciate riches that are not financial. They are priceless.

Remember, if you are clear and passionate about what you want, if you work hard and are adaptable and eager to learn, if you follow the example of a mentor, if you find joy in small advances while keeping your eye on the target, you absolutely DO have what it takes to achieve financial freedom.

For those with a commitment to achieve the financial freedom that allows them to truly live a life of purpose, opportunities appear. What was once impossible, is now their reality.

I know there are readers who are, at this moment, considering the launch of a free enterprise venture. There is much to sort through and it is a decision to make carefully. What I hope to communicate to you is my confidence that you already have all it takes.

Achieving financial freedom is a function of time for you now.

Go for it!

Linda Berry is truly a woman moving to her own cadence. Born in Illinois, educated in Indiana spending the first years of her career based in New York City, she is now loving life on the Big Island of Hawaii. Her path has wound through a blessed childhood with a loving family, into an early theatrical career, a segment in the costuming world of Broadway, to her current entrepreneurial success living in paradise. She is a world traveler who is proud of her visits to all 50 states, and is a self professed high-end adventure seeker.

At this stage, she is moving into her own as a writer, and an empowerment guide. She aspires to be a voice of encouragement to all who encounter her, and is committed to a life of purposeful focus. She is thrilled to attract financial abundance as an avenue to influence the mindset of humanity, and is deeply committed to a life in joy for every spirit.

Budgeting is as Easy as 1-2-3

Establishing a budget to can help you save the money you need to start a small business, buy your first home or send your children to college. You might think that you don't need a budget and can save money without one, but everyone can benefit from a budget. Have you ever started the day with $20 and, at the end of the day, not known where it all went? If so, you might want to develop a budget.

A budget simply is a tool to help you understand where your money goes. If you own a business, knowing how to budget will help you understand how money flows in and out of your business. There are three steps to creating a budget:

1- Identify Your Net Monthly Income

The first step in developing a budget is to identify the money that comes into your household after all of the deductions have been made, such as taxes, Social Security insurance, etc.

2- Identify Your Monthly Expenses

The second step is to identify your expenses. Your expenses are the things you spend money on. Be sure to include expenses that occur every month like rent and phone bills, as well as expenses that occur periodically like car insurance and medical bills.

3- Subtract Your Monthly Expenses from Your Income

The final step is to subtract your expenses from your income. If you have money left over, you can decide how to spend or save that money. If your expenses are greater than your income, you and your family have to decide which expenses can be reduced or decide how you can earn more income.